@article{
  author = {sarfarazi, Mehrzad, memarzadeh Tehran, Gholamreza, alvani, Sayyed Mahdi, afshar kazemiv, Mohammadail},
  title = {The design of the optimal model of electronic resources management in the refah bank},
  journal = {Journal of Business Management},
  year = {2019},
  volume = {11},
  number = {44},
  pages = {215-232},
  doi = {}
}