List of Articles سودمندی ادراکشده Open Access Article Abstract Page Full-Text 1 - Future Time Perspective and Academic Achievement: Mediating Role of Long-term Self-regulation and Perceived Task Instrumentality Mohsen Afshari Meysam Shirzadifard Reza Ghorban Jahromi Open Access Article Abstract Page Full-Text 2 - بررسی اثرات شخصیت و ادراکات مشتریان بر پذیرش بانکداری اینترنتی (مطالعه موردی: بانک تجارت) رضا رحمانی الهام فریدچهر آرزو احمدی دانیالی Open Access Article Abstract Page Full-Text 3 - Investigating the effect of online platform features(perceived ease of use, perceived usefulness and entertainment) on brand loyalty considering the mediating role of customer satisfaction (case study: Snap application users) Saeed Landaran Esfahani Hadi Nosuhi Dehnavi