Design and Formulation of Strategic Liquidity Management Strategies in the Banking Industry (Case study: Rafah Bank)

محورهای موضوعی : Financial Accounting

Alirahm Bagheri ¹ (Department of Accounting, Faculty of Humanities, Khomein Branch, Islamic Azad University, khomein, Iran)
Azar Moslemi ² (Department of Accounting, Faculty of Humanities, Khomein Branch, Islamic Azad University, khomein, Iran)
Masoud Taherinia ³ (Department of Accounting, Lorestan University, khoramabad, Iran.)
Ebrahim Givaki ⁴ (Department of Accounting, Faculty of Humanities, Khomein Branch, Islamic Azad University, khomein, Iran)

تاریخ دریافت : 1401/02/15 تاریخ پذیرش : 1401/03/28 تاریخ انتشار : 1402/09/10

کلید واژه: strategic management, strategy, Liquidity Management, Banking industry,

چکیده مقاله :

The purpose of this study was to design and formulate strategic liquidity management strategies in the banking industry. In this research, in order to combine qualitative and quantitative data, a sequential integrated exploratory method will be used, according to the classification model with emphasis on qualitative data. Therefore, according to its objectives, the present study is part of applied research and in terms of the research process is part of descriptive and exploratory research that was conducted in two parts: qualitative and quantitative. The statistical population of the present study was the qualitative part of the managers of the Welfare Bank. The sampling method was to achieve theoretical saturation and 25 people were selected as the sample size. Therefore, a survey was used to collect information and according to the data collection, two types of tools were used to review documents, interviews, and questionnaires, and the evaluation method of the questionnaire was performed with a 5-point Likert scale. The Cronbach's alpha questionnaire was used. SWOT analysis was used to analyze the data. The results showed that the Welfare Bank has many opportunities to develop appropriate liquidity management strategies. As it was observed, the chart stretches towards the opportunities and strengths of the offensive situation, which requires strategic planning to use the strengths and opportunities, and 11 strategies were developed for this purpose.

چکیده انگلیسی:

The purpose of this study was to design and formulate strategic liquidity management strategies in the banking industry. In this research, in order to combine qualitative and quantitative data, a sequential integrated exploratory method will be used, according to the classification model with emphasis on qualitative data. Therefore, according to its objectives, the present study is part of applied research and in terms of the research process is part of descriptive and exploratory research that was conducted in two parts: qualitative and quantitative. The statistical population of the present study was the qualitative part of the managers of the Welfare Bank. The sampling method was to achieve theoretical saturation and 25 people were selected as the sample size. Therefore, a survey was used to collect information and according to the data collection, two types of tools were used to review documents, interviews, and questionnaires, and the evaluation method of the questionnaire was performed with a 5-point Likert scale. The Cronbach's alpha questionnaire was used. SWOT analysis was used to analyze the data. The results showed that the Welfare Bank has many opportunities to develop appropriate liquidity management strategies. As it was observed, the chart stretches towards the opportunities and strengths of the offensive situation, which requires strategic planning to use the strengths and opportunities, and 11 strategies were developed for this purpose.

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