List of Articles clients Open Access Article Abstract Page Full-Text 1 - Investigating the Impact of Digitalization of Clients and the Expertise of Auditing Firms in the Digital Field on Audit Quality: Evidence from Iran Fereydoon Rahnama Roodposhti Anahita Zandi Open Access Article Abstract Page Full-Text 2 - An Integrated Entropy/VIKOR Model for Customer Clustering in Targeted Marketing Model Design (Case Study: IoT Technology Services Companies) Hossein Teimouri Jalil Gharibi Ali Hossein Zadeh Alireza Pooya 10.22034/amfa.2020.1895428.1389 Open Access Article Abstract Page Full-Text 3 - The Comparison of Applying a Designed Model to Measure Credit Risk Between Melli and Mellat Banks Ardeshir Salari Hamidreza Vakilifard Ghodrat-Allah Talebnia Open Access Article Abstract Page Full-Text 4 - Designing a Positioning Model for State Banks' Services and its Validation from the Perspective of External Customers Zohreh Kian Mehr Hossein Hakimpour Mahdi Mahmoodzadeh Vashan Mohammad Mohammadi 10.30495/jsm.2021.1942925.1543 Open Access Article Abstract Page Full-Text 5 - Evaluating the customers' satisfaction on the quality of services based on the clients' respect criteria Water and Wastewater Company of Mazandaran کیومرث Niyazazari A.GH Barimani تیمور Dadashi Open Access Article Abstract Page Full-Text 6 - The Effect of Word-Of-Mouth Advertisements on the Responses of Clients (Case Study: Mobile Operators) Mohammad Reza Eghbal Open Access Article Abstract Page Full-Text 7 - Investigating the Impact of Business Unit Lifetime (Company Age) in Multidimensional Analysis Method for Predicting Legal Credit Risk of Legal Purchase (Case Study of Commercial Banks) Neda Razmi ali laalbar Soleyman Hasan nejad Open Access Article Abstract Page Full-Text 8 - The impact of social networks on the quality of life under the protection of Relief Imam Khomeini city of Ardabil Gholamreza Ghozali Ali Jafari Open Access Article Abstract Page Full-Text 9 - Fuzzy Inference System for Credit Scoring: Legal Clients in Banking Industry Samaneh Shariatmadari Mahdi Homayounfar Keyhan Azadi Amir Daneshvar https://doi.org/10.71808/fomj.2024.1107027